http://www.businessinsider.com/bank-loan-to-deposit-ratio-2013-10
正好在 BI 看見的有趣文章
大意是全美商銀的放貸款總額增長速度與存款增長速度的落差越來越大
使得存款與放貸的比值已達三十年來的低點
圖：http://ppt.cc/e79Q
American Banks' Loan-To-Deposit Ratio Is At A 30-Year Low
Walter Kurtz, Sober Look Oct. 6, 2013, 7:58 AM 575 1
The chart to the right shows US total loan balances relative to bank
deposits over the past couple of years. The total loan growth rate
continues to deteriorate while deposits grow.
In fact the ratio of these two measures, the so-called
loan-to-deposit ratio is now at the lowest level in some 30 years.
This creates material headwinds for economic growth. Unfortunately
there is no evidence that the current monetary policy will reverse
the trend of weakening loan growth. And as we all know, the US fiscal
policy (if one could call it that) is not going to help much either...
因為我英文和貨銀不好就不翻譯了 ^^