剛剛看到一篇尼哥向舊金山市議會要求的賠償報告
而舊金山市議會也真的打算在下個月舉行聽證會
這賠償報告的要求多離譜你各位看看
https://t.co/bihNk3TLWx
1.1就是給每隻尼哥500萬鎂一次性賠償
1.2就是給每隻尼哥每年中位數收入給250年(2021是97000鎂)
1.6就是將每隻尼哥的債務全清掉
1.8就是上面給尼哥的賠償金免稅
至於其它如開一間尼哥銀行給尼哥管、給尼哥房子等等就先不理了…
1.1 Provide a one-time, lump sum payment of $5 million to each eligible person
.
Rationale: A lump sum payment would compensate the affected population for the
decades of
harms that they have experienced, and will redress the economic and
opportunity losses that
Black San Franciscans have endured, collectively, as the result of both
intentional decisions and
unintended harms perpetuated by City policy.
1.2 Supplement African-American income of lower income households to reflect
the Area Median
Income (AMI) annually for at least 250 years ($97,000 in 20221
).
Rationale: Racial disparities across all metrics have led to a significant
racial wealth gap in the City
of San Francisco. By elevating income to match AMI, Black people can better
afford housing and
achieve a better quality of life.
1.3 Provide access to a spectrum of financial education, from beginning to
advanced.
Rationale: While traditional financial education emphasizes basic financial
literacy, there is a need
to provide a ‘ladder’ of financial education that encompasses all levels of
financial knowledge so
that resources match the broad spectrum of financial levels that exist
throughout the community.
1.4 Create public bank framework2 to ensure that unbanked people have fair
options and expanded
access to credit, loans, financing and other tools for leveraging financial
power.
Rationale: The ongoing quest for a public bank provides an opportunity for the
City to offer options
for populations that have historically been denied access to traditional
financial institutions. Similar
to credit unions, a public bank can be a safety net to ensure that those on
the financial margins
have access to competitive rates and can access traditional pathways to build
financial resilience.
1.5 Recruit a Black-owned community bank to San Francisco or expand an
existing institution with
a Black-owned partner financial institution or a Freedman’s Bank.
While the public bank framework is targeted toward marginalized communities
broadly, a Black
Owned Community Bank or Credit Union must:
‧ Allocate Community Reinvestment Act funds from banks that are specifically
earmarked to
meet the credit needs of low- and moderate-income communities and invest them
in the
communities they are intended to benefit;
‧ Increase lending in Black business owners and homeowners in Black
communities;
‧ Offer additional grants to supporting Black people in historically redlined
neighborhoods or
who have been denied banking options from other financial institutions;
‧ Offer alternatives to traditional credit scores or other means of
qualification including matching or augmenting community giving frameworks;
‧ Support fair and equitable appraisals for all types of transactions
1.6 Finance a comprehensive debt forgiveness program that clears all
educational, personal, credit card, payday loans, etc.
Rationale: Black households are more likely to hold costlier, riskier debt,
and are more likely to have outstanding student loan debt.3
When this is combined with lower household incomes, it can
create an inescapable cycle of debt. Eliminating this debt gives Black
households an opportunity to build wealth.
1.7 Offer retirement planning services, and services available to augment
current retirees’ financial state, particularly for low-wage workers.
Rationale: Those who have already reached retirement age have undoubtedly
endured racial discrimination
1.8 Introduce tax credits for those who qualify for Reparations: Payroll tax,
business tax, property tax, etc.
1.9 Create a Black Reparations Trust or other entity that can accept funds for
the sole purpose of investing in Black communities. Such an entity should:
a) Allow donations from individuals and corporations who want to give their
land, real property or financial assets to the Reparations effort;
b) Explore and create structures and pathways to mitigate tax consequences for
recipients of Reparations funds;
c) Create mechanisms for enforcement and accountability for all activities
related to Reparations.
1.10 Create legal structures to protect those who receive Reparations from
financial speculators or predators including court block accounts/trust
accounts Rationale: Given the history of financial institutions preying on
underbanked communities– and especially given the vulnerability of subsets
of this population such as seniors and youth– this body
recommends putting legal parameters and structures in place to ensure access
to funds and to mitigate speculative harm done by others.
舊金山的左膠真的吞得下這個嗎？