1.媒體來源:
Minyanville (美國)
2.完整新聞標題:
[UPDATED] Russian Man Turns Tables on Bank, Changes Fine Print in Credit Card
Agreement, Then Sues, Now Settles
3.完整新聞內文:
原文是英文，簡單來說，有個俄羅斯男子Dmitry Agarkov
在2008年收到銀行寄來的信用卡申請單
他在填寫完資料後寄出，但他寄出的版本更改了其中一些條約
像是年利率改為0%以及不需繳納任何費用，還附加條款說如果銀行單方面違反
他可以請求銀行支付違約金
結果後來還真的收到銀行簽名的合約副本和新信用卡
兩年後他因為都沒付錢給銀行被銀行決定終止卡片，另外也起訴他未繳納費用跟罰金
但法院裁定合約有效所以他只需負擔部分金額
然後他反告銀行說銀行違反合約需支付違約賠償
最後好像是以未公開的條件和銀行達成合解的樣子XD
原文:
In Soviet Russia, banks pay customers' bills. Or, at least, one might.
An interesting case has surfaced in Voronezh, Russia, where a man is suing a
bank for more than 24 million Russian rubles (about $727,000) in compensation
over a handcrafted document that was signed and recognized by the bank.
Dmitry Agarkov said that in 2008 he received a letter from Tinkoff Credit
Systems in his mailbox. It was a credit card application form with an
agreement contract enclosed, much like the applications Americans receive
daily from Visa (NYSE:V), Mastercard (NYSE:MA), American Express (NYSE:AXP),
or Discover (NYSE:DFS). Agarkov filled in the form and returned the signed
application, though what he sent back was not exactly the same document the
bank had sent him.
A promotional image from Tinkoff Credit Systems' website.
Agarkov changed some parts for his own benefit