Re: [問卦] 風電2兆無追索權 這是圖利吧

作者: Nurensword (萬般由業生)   2018-05-14 07:46:58
呃...............,首先請估狗
1) 無追索權融資/無追索權貸款 英文
你可以得到 Non-resource debt or Non-resource loan
2) 再估狗 Non-resource debt/Non-resource loan
你可以得到 Wikipedia https://en.wikipedia.org/wiki/Nonrecourse_debt
或是 Investopedia https://goo.gl/x4UfG5
3) 然後會有一大串英文,讓肥宅偶用toefl 60級分的英文來幫忙翻譯一下
Non-recourse financing, which is often considered a fairly high-risk
undertaking on the part of lenders, does not include access to any of the
borrowers' assets beyond the agreed upon collateral, even if they default on
the loans.
無追索權貸款時常被認為是對放款者高風險的投資,因為如果借款人無法償還,放款者
無法索求任何"擔保品/抵押物"之外的事物.
人家還順便給你個例子
If two people are looking to purchase large assets, such as a homes, and one
receives a recourse loan and the other a non-recourse loan,.................
.............the financial institution can pursue only the debtor with the recourse loan.
The debtor with the non-recourse loan cannot be pursued for any additional
payment beyond the seizure of the asset.
有兩個人想買房子,一個拿到追索權貸款,一個拿到無追索權貸款
%$%$%*&*&*&*$%$%(拿房子做抵押,但還款失敗啦~~~QQ)
放款機構只能對拿到追索權貸款者繼續追債,對無追索權貸款者則不能聲討任何超過
擔保品本身額外的給付。
至於風電投資的風險大不大或是擔保品到底夠不夠
就交給更專業,人人多益1000分 來補充啦
: 有沒有經濟學大師ZM、Bio對於"無追索權"有獨特見解的八掛?
不用大師、不用特殊見解,只要會估狗就好了~~說不定你阿罵都會了
作者: greg7575 (顧家)   2018-05-14 07:48:00
翻譯翻譯
作者: orsonplus (奧森普拉斯)   2018-05-14 07:53:00
一早就上工
作者: deann (古美門上身)   2018-05-14 07:58:00
簡單來講 這個案子抵押就品是那些風機而已...
作者: goodat (goodat)   2018-05-14 07:58:00
簡單的說,風機建好發現不能運作,麥格理拍拍屁股走人風機變廢鐵,留給銀行處理,不能索賠。

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